First step in the procedures to shop for a house is you need to contact Lender to qualify for a loan.

There are several kinds of loans like Conventional, FHA and VA loans …

In order to qualify for a mortgage loan, you may need to provide some documents to Loan Originator like¬† Tax return in the last 2 years, W2, 2 months of paystub, last 2 months of bank statements …Your credit reports and scores are also very important factors to determine you qualify for of a mortgage loan or not, and what specific interest rates applied to you.
Here are the current interest rates posting by Bankrate.com:

CURRENT MORTGAGE INTEREST RATES FROM BANKRATE.COM

Not sure how much your monthly payments are? Use Free Mortgage Calculator!

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